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	<title>Comments on: Budgeting Basics: An Expense Tracker That Works</title>
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	<link>http://myfamilysmoney.com/blog/budgeting-basics-an-expense-tracker-that-works/</link>
	<description>getting the most out of life one penny at a time ...</description>
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		<title>By: Budgeting Is Back In Business &#124; Budgets &#124; My Family's Money</title>
		<link>http://myfamilysmoney.com/blog/budgeting-basics-an-expense-tracker-that-works/comment-page-1/#comment-2489</link>
		<dc:creator>Budgeting Is Back In Business &#124; Budgets &#124; My Family's Money</dc:creator>
		<pubDate>Mon, 03 Nov 2008 15:03:23 +0000</pubDate>
		<guid isPermaLink="false">http://myfamilysmoney.com/blog/?p=191#comment-2489</guid>
		<description>[...] (not really, but it sounds so dramatic) as month after month marched by and still no budgeting or expense tracking went on.  Early this month I bit the bullet and fuddled through my credit card and checking [...]</description>
		<content:encoded><![CDATA[<p>[...] (not really, but it sounds so dramatic) as month after month marched by and still no budgeting or expense tracking went on.  Early this month I bit the bullet and fuddled through my credit card and checking [...]</p>
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		<title>By: Carnival of Personal Finance #165</title>
		<link>http://myfamilysmoney.com/blog/budgeting-basics-an-expense-tracker-that-works/comment-page-1/#comment-555</link>
		<dc:creator>Carnival of Personal Finance #165</dc:creator>
		<pubDate>Mon, 18 Aug 2008 18:07:36 +0000</pubDate>
		<guid isPermaLink="false">http://myfamilysmoney.com/blog/?p=191#comment-555</guid>
		<description>[...] the end of the carnival, Budgeting Basics: An Expense Tracker That Works does a good job of illustrating my concerns about burying details inside formulas (re: the personal [...]</description>
		<content:encoded><![CDATA[<p>[...] the end of the carnival, Budgeting Basics: An Expense Tracker That Works does a good job of illustrating my concerns about burying details inside formulas (re: the personal [...]</p>
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		<title>By: Stephanie PTY</title>
		<link>http://myfamilysmoney.com/blog/budgeting-basics-an-expense-tracker-that-works/comment-page-1/#comment-492</link>
		<dc:creator>Stephanie PTY</dc:creator>
		<pubDate>Fri, 08 Aug 2008 16:52:34 +0000</pubDate>
		<guid isPermaLink="false">http://myfamilysmoney.com/blog/?p=191#comment-492</guid>
		<description>My tune? Change! Bah!

Actually, I do track my expenses! I always have (&quot;always&quot; being a relative term meaning &quot;during the life of my blog&quot;). But that&#039;s it - I just track, I don&#039;t budget ahead. Much. Well, I don&#039;t use budgeting software. I have a spreadsheet, where I track, and sometimes I &quot;track ahead of time.&quot;

A lot of people have called me out on this, saying that it&#039;s a &quot;budget.&quot; I scoff at them! Stephanie does not budget! (Yet.)

;)</description>
		<content:encoded><![CDATA[<p>My tune? Change! Bah!</p>
<p>Actually, I do track my expenses! I always have (&#8220;always&#8221; being a relative term meaning &#8220;during the life of my blog&#8221;). But that&#8217;s it &#8211; I just track, I don&#8217;t budget ahead. Much. Well, I don&#8217;t use budgeting software. I have a spreadsheet, where I track, and sometimes I &#8220;track ahead of time.&#8221;</p>
<p>A lot of people have called me out on this, saying that it&#8217;s a &#8220;budget.&#8221; I scoff at them! Stephanie does not budget! (Yet.)</p>
<p> <img src='http://myfamilysmoney.com/blog/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
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