February Budget: Keep On Keeping On

{ March 3rd, 2008 }

This was a stellar month for us in terms of our monthly budget. Here are the numbers:

We ran under budget in every category save our entertainment category which saw an unexpected rise in the cost of our Napster subscription. Oh what I would give for the glory days of Napster when I could download songs for free with a clear conscious because I wasn’t wise to the fact that it was probably stealing. Stupid stealing stuff posing as free stuff.

All told, we were 5.97% under budget this month. Riding the bus has kept our gas expense down even with the dramatic rise in gas prices in San Diego over the last few weeks. I need to keep riding the bus. I am seriously proud that once again my wife feed us on a falling $0.64 per meal per person. That is $0.13 less per meal that is was in January. I think that most of it was the massive deals she got on breakfast food and a convenient free trip to visit her family back east. We also undertook an entrance beautification project run by my wife, which accounts for the majority of our household spending. Flowers are nice and smell good too. Other than that, our spending was pretty basic. We got to keep this up.

If you're new here, and want to get My Family's Money delivered to you for free then subscribe to my RSS feed or get updates delivered to your inbox via email.

Riding the Bus

Riding the bus yesterday and this morning was a stellar success! I only spent $2.50 each way, got some good exercise, and was reminded of all the great times I had as a college student working summer internships with the City of San Diego. I mostly just used to read books and write ...

Net Worth for May 2008 - I Feel So Stimulated

Because of the loan we so generously took from our grand children our net worth has grown at a nice little clip this month, checking in at just a hair under 10%. Our cash on hand grew by about $2,400 while our investment portfolio (locked entirely in my company’s 401(K) and my wife’s Roth IRA) ...

The Cost of Bike Commuting

I am currently in my third week of bike commuting and, sore tush aside, I am pretty happy with this experiment in frugality. I can make the 12 mile commute home in just about 45 minutes, which gets me home faster than riding the bus. In fact, I like to think of myself as ...

2008 Goal Update: Challenge-ify or Die

I mentioned earlier that I had neglected to comment on our progress toward our goals for 2008 and now its time to make amends. Many of our goals need to be restated and a few have proven far to easy for me to complete - I need to challenge-ify them or I will stand ...

Projected 2008 Annual Income and Annualized Expenses

In preparation for the new year I have put together some conservative estimates to help us get a better understanding of what our financial outlook is for 2008. I’ve posted the results on the sidebar just below our net worth calculations to be a constant reminder for myself that the road before us ...