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Online Savings Account or Budgeting Series – Which Should I Write?

Becoming a father has highlighted one simple fact for me – time is limited.  With this in mind, I want to use my time on My Family’s Money as best as I possibly can.

I have been thinking about different things I would like to write about here and have come up with few topics/ideas  that really get me excited, the only problem is that I really don’t have the time to do them all.  If I tried to I would end up doing none of them very well and I don’t want to spend lots of time doing something poorly.  Maybe if I focus on one thing I can do it and do it well.  So, I have come to the conclusion that I want to spend the next several weeks working on a series of posts either on online savings accounts or budgeting.

And I want you, people who read this blog, to help me decide.

If I were to do a series on online savings accounts I would get a list of 5 or 6 banks that offer high yield (at least 2% APY in today’s interest rate market) online savings account.  I would then try to find out which bank provides the best service using a wide range of factors.  Right now, I am developing a 9 component, 20 point rating system that will objectively rate these banks against each other.  This fits in well with my goal to earn $1000 in interest income this year and could be useful to others as well.

To be totally honest, I also hope to make a few bucks rating these online savings accounts.  If a bank has an affiliate program I plan on joining it so if people find my site and like my analysis of the bank and decide to set up an account I will get a little something for my efforts.

If I were to do a series on budgeting I would essentially explain how I set up my budgeting system.  My plan would be to create a series of videos to go along with the posts so that I could show you how I do things in addition to telling you.  I really like the idea of making videos because I am a teacher at heart and love instructing – but my first few attempts at recording myself were much, much harder than I originally anticipated.

A series on budgeting would largely help those who want to learn some basic spreadsheet skills (like how to use certain functions, make spreadsheets ‘talk’ to each other, make use of different sheets to keep screens clean, etc.) and how I use these to run my family’s budget.  This might have a less broad appeal but might be extremely helpful to some individuals.

So, if you had to pick which a series for me to write, would you have me write a series rating online savings accounts or make videos explaining spreadsheet budgeting?  Let me know in the comments and the poll.

Which would you prefer, a series on online savings accounts or a series on spreadsheet budgeting?

  • Budgeting (80.0%, 4 Votes)
  • Online Savings Accounts (20.0%, 1 Votes)

Total Voters: 5

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