Tracking your expenses is an important part of setting up a budget that is effective at predicting future expenditures and educating you on your current progress. There are a few different styles that people employ to do this, but I don’t want to get into that discussion now. What I want to do [...]

Posted in Budgets ~ 2 Comments

I have a budgeting confession to make, I haven’t touched my family’s budget in over a month. *Gasp*
I know, I know - I am setting the foundation for a cavalcade of kaka if I let things continue down this path, but I have a really good excuse why. It looks just like this:

I have [...]

Posted in Budgets ~ 4 Comments

One of the tricks I use in my monthly budget spreadsheets is the SUMIF function. This is a powerful tool that helps me to easily summarize the financial information I record in the transaction section of my budget spreadsheet into clear categories for me to analyze and assess. I am able to track the [...]

Posted in Budgets ~ No Comments

Could your savings use a lift? Is your wallet a little thin? Could you stand to pad your bank accounts? The equation for doing so is pretty simple. It looks something like this:

Earned Money - Spent Money = Saved Money

You see, the mechanism for saving money is simple. All it [...]

Posted in Frugality ~ No Comments