More was decided on November 4, 2008 than who would be the next President of the United States: pay day loans also came under fire in two states, Arizona and Ohio.  Just to make things clear, I think these types of loans are the absolute worst.  They have extremely high effective interest rates (up to [...]

Posted in Poverty ~ No Comments

This morning on my way to work I pedaled my 1000th mile bike commuting.  According to my official numbers (which are probably a few miles below actual) I have ridden 1005.2 miles since I started my journey toward extreme fuel efficiency.  Not all those miles have been easy for me, and riding these miles has [...]

Posted in Frugality ~ 4 Comments

As of writing this post, I have been bike commuting exclusively now since the beginning of September.  I have not been able to ride every day during that time frame because I was sick for about a week in early October (and my wife made me drive) and we house sat for friends who live [...]

Posted in Frugality ~ 2 Comments

Developing skills and infrastructure that will help my family live well is an important part of my job as a husband and father.  Skills are important because I can leverage them for wages or for meeting my family’s needs directly.  Similarly, by developing a robust infrastructure I will be able to assist my family in [...]

Posted in Frugality ~ 7 Comments