The most trifling actions that affect a man’s credit are to be regarded. The sound of your hammer at five in the morning, or nine at night, heard by a creditor, makes him easy six months longer; but, if he sees you at a billiard table, or hears your voice at at tavern, when you should be at work, he sends for his money the next day, demands it, before he can receive it, in a lump.
It shows, besides, that you are mindful of what you owe; it makes you appear a careful as well as an honest man, and that still increases your credit.
- Benjamin Franklin1
- Advice to a Young Tradesman (1748) [↩]