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• 11.05.08
  October 2008 Budget: Back in the Black Budgets | (1)

  One of the things that I noticed catching up with our budgeting is that our budget is totally out of whack now that we don't pay rent, don't pay for phone and internet, don't pay for energy, and don't have to pay that much for my commuting.  Just take a look at how our new spending matches up with our old budget: Our categories need some major adjustments. Our monthly bills have dropped from over $1000 per month to under $100 since we moved out of our apartment. If we drop our gym membership for my wife, which I ...

  Tagged: budgeting, expenses, income, spreadsheets
  
• 10.24.08
  Bike Commuting and Frugality: An Update Frugality | (2)

  As of writing this post, I have been bike commuting exclusively now since the beginning of September.  I have not been able to ride every day during that time frame because I was sick for about a week in early October (and my wife made me drive) and we house sat for friends who live much farther away from my work than we do on two separate occasions in September, but I would say that I have ridden to work 8 out of every 10 working days in the past two months.  For me that means I have commuted by ...

  Tagged: bike commuting, expenses, life-style choices, transportation
  
• 08.19.08
  The Cost of Bike Commuting Frugality | (10)

  I am currently in my third week of bike commuting and, sore tush aside, I am pretty happy with this experiment in frugality. I can make the 12 mile commute home in just about 45 minutes, which gets me home faster than riding the bus. In fact, I like to think of myself as racing the bus home. Up to a certain point we take the exact same track toward my home before it turns down a major street to connect on the freeway. In all my rides I have either "tied" the bus or beaten it ...

  Tagged: bike commuting, expenses, transportation
  
• 08.08.08
  Budgeting Basics: An Expense Tracker That Works Budgets | (3)

  Tracking your expenses is an important part of setting up a budget that is effective at predicting future expenditures and educating you on your current progress. There are a few different styles that people employ to do this, but I don't want to get into that discussion now. What I want to do is to show you a way to gather your income and expense information is such a way that you can completely customize that way that it is displayed for you. The reason I think that this is important is because many of the expenses that we ...

  Tagged: budgeting, budgeting hacks, excel budget, excel formula, expenses, open office budget, spreadsheets
  

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