The Archives

04.24.08

Simplify Your Savings in 5 Simple Steps Frugality | (0)
Could your savings use a lift? Is your wallet a little thin? Could you stand to pad your bank accounts? The equation for doing so is pretty simple. It looks something like this: Earned Money - Spent Money = Saved Money You see, the mechanism for saving money is simple. All it takes is making more money than you spend and spending less money than you earn. Its simple, but not easy. Many of our savings resemble a poor, underfed pig rather than the fat, succulent creatures that put bacon on the table. In ...

Tagged: budgeting, income, life-style choices
02.11.08

Calculating a Paycheck for a New Pay Schedule Budgets | (0)
A little while ago I wrote a post about how I almost lost control of my bowels when I got my first paycheck on a new pay schedule. It was about a $100 less than I had expected and it was going to destroy our financial plans for the year. Fortunately, I didn't really make a mistake - it was just an administrative solution to help my company's employees transition better to the new pay schedule that I had forgotten about. Let's rehash the lessons I learned after getting my last paycheck: Lesson learned: pay attention to ...

Tagged: excel formulas, frugal failures, income, spreadsheets
02.01.08

January Budget: How Did We Do? Budgets | (0)
Pretty good, given our circumstances. Here are the numbers: As you can see, we were significantly over budget in our Gas (82%) and Misc (73%) line items, but generally within budget in every other category. Mad props need to go out to my wife who did a stellar job in getting two grown adults through an entire month on an average of $2.31 per day per person. That's about $0.77 cents per meal *insert googly eyes*. Can she get a what-what? Most of the reason for us ending over budget this month was due to the ...

Tagged: budgeting, expenses, income
01.17.08

Crappin’ My Pants Budgets | (0)
image: Just Taken Pics' Today was my first payday since my employer decided to switch from a semi-monthly pay schedule to a bi-weekly one. Being the type of person who wants to figure out new things to anticipate the effect of the change, I built a splediforific spreadsheet that I thought did a reasonable job projecting just how much each paycheck would net me and what the monthly average would be. I was so certain about it, I even used this number in projecting our 2008 expectations and goals. My spreadsheet told me, and it was so. When I ...

Tagged: budgeting, income, lessons learned, spreadsheets

My Family’s Money

getting the most out of life one penny at a time …

The Archives

recent posts

Archives

Subscribe

Categories

Links