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• 01.06.09
  2009 Family Financial Goals Money Misc. | (1)

  Setting relevant and meaningful short term goals is an important thing for me and my family.  They help remind us of our longer term goals (not working for food) and give us a roadmap to getting there. This year I want to focus on avoiding debt in graduate school while positioning my family to have a steady stream of income once my three years in school are over.  For this I need to get two things – cash and ‘passive’ income. We need cash to cover the tuition costs and other major school related expense (like ...

  Tagged: additional income, future, goals, investing strategies
  
• 12.18.08
  Dollar Cost Averaging Criticism: High Transaction Costs Investing | (0)

  Dollar cost averaging is an investment strategy that seeks to minimize market timing risk by spreading the investment of a large sum of cash over a fixed period of time.  This investment strategy is not without its critics. Though hailed by many personal finance experts and bloggers as a great investing strategy, DCA has not been as widely accepted among academics. According to its detractors, there are three main problems with dollar cost averaging: it increases overall transaction costs, doesn't meaningfully protect you from timing risks, and in most cases provides sub-optimal performance as compared to other methods of ...

  Tagged: dollar cost averaging, investing strategies, risk
  
• 11.13.08
  Dollar Cost Averaging and the Great Depression Investing | (1)

  I have definitely been thinking about dollar cost averaging as an investment strategy a bit these days. My last post about Dollar Cost Averaging In A Declining Market and the discussion in the comments has really helped me get my thoughts together and crystallize just exactly what I was thinking and trying to communicate. Add to that a post that I found over at All Financial Matters (via Get Rich Slowly) and I think I have come up with a much better way to demonstrate what I was trying to communicate in my previous post. As a reminder, I ...

  Tagged: dollar cost averaging, investing strategies
  
• 10.28.08
  Dollar Cost Averaging In A Declining Stock Market Investing | (10)

  If you haven't been living in a hole for the past few weeks then you have probably seen what has been happening to the stock market. It has been falling deeply into oblivion, wiping out trillions from retirement systems and equity accounts nation (and world) wide. Since the beginning of the year, the Dow Jones Industrial, Nasdaq Composite, and S&P 500 have all suffered losses in excess of 35%, with especially heavy losses occurring at the beginning of this month (Oct 2008). With such steep losses affecting our investments, is this the time to dollar cost average ...

  Tagged: investing strategies
  

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